Pay day is usually on a Thursday so would it be Wednesday or Tuesday? Can you deposit a personal check at the ATM? Whats troubling about it, though, is the $10 monthly fee thats assessed to all accounts with less than $1,000 in them. In fact, as long as you make one direct deposit per statement cycle or dont allow your account balance to fall beneath $100 at any point, the bank will waive it. Yes, you can deposit a personal check at the ATM as long as it written in your name. Slower transfer times Transferring funds from an online bank typically takes a few days. What stands out about this bank is the fact that though it has a limited amount of full-service branches, it has tens of thousands of ATMs all over the country. And, even though we were customers of the bank, they did almost nothing to help us when their ATM shorted my wife $240 when using a card from another bank. bq. Similar to Venmo and other money transfer programs, Western Union allows you to send funds from a Woodforest account to a friend or anyone elses account. So although you might be missing out on some of the interest growth with this bank, youll more than likely be spending less on meaningless fees. He definitely doesn't want to push carts. But dont get frustrated. Personal Banking. Woodforest is a fantastic bank. Obviously new mexico thinks I qualified, but woodforest thinks they she just double check for therm,,,,what a joke. Marcus by Goldman Sachs offers one savings account: its online, high-yield savings account offering3.30%APY. Move those hard-earned savings to an FDIC-insured bank paying 3.00% APY and you'd earn $76.13 after one year, and some banks now pay even higher rates! googletag.cmd.push(function() { With direct deposit, you can avoid monthly maintenance fees and if you do all your banking electronically, you can avoid fees for cash deposits and withdrawals, and other transactions. 2023 GOBankingRates. At first I thought it was overdraft fees but then I asked the bank manager and they said they were miscellaneous charges kind of like a monthly fee except they may due it quarterly. It doesnt go in someones favor if their pay date falls on a Saturday. Sick of overdraft fees? Did I mention they're open on weekends? Although many banks offer online, in-person and over-the-phone routes to opening a new account, Woodforest requires that you speak to an employee. No lines. No, your account has to be open for at least 30 days. Funds transferred are usually available immediately or do not take a considerable amount of time to be processed. Small Business Growth; Economic Development and Revitalization; Affordable Housing; Disaster Recovery Response; Improving Financial Health; CRA & Community Development Team; Community Partners; Community Support. window._blueshiftid=window.BLUESHIFT_ID;window.blueshift=window.blueshift||[];if(blueshift.constructor===Array){blueshift.load=function(){var d=function(a){return function(){blueshift.push([a].concat(Array.prototype.slice.call(arguments,0)))}},e=["config","identify","track","click","pageload","capture","retarget","live"];for(var f=0;f